AI bookkeeping · Boston, MA
Books that keep themselves.
Fernledger reads your receipts, matches your bank and closes your month. A Boston accountant checks every close before you see it.
- Trial30 days, no card
- LeavingCancel online, any time
07:40 AM · Receipts
Receipts read themselves
Snap it, forward it or let the card feed bring it in. Fernledger reads the vendor, the total and the tax, picks the category, and tells you how sure it is. Anything under 90% waits for you with one clear question.
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Most small businesses don't need more software. They need the month to be finished. Fernledger does the bookkeeping, a person signs it off, and you get your evenings back.
12:15 PM · Bank
Every bank line, matched
Each line on your bank and card statements is matched to a bill, an invoice, a payroll run or a transfer. Card payouts are split back into the invoices they paid. The few it can't place are listed, not guessed.
05:30 PM · Ask
Ask your books in plain English
What did we spend on subcontractors? Who owes us more than 30 days? Can we afford the new van? You get a straight answer, a small chart and the exact transactions behind it, so you can check every number.
How it works
Capture. Match. Ask. Close.
The same four steps every day, and one person at the end of every month. You see the result; your accountant sees the trail.
- Capture
- Match
- Ask
- Close
- A person signs off
Month-end, before and after
[X] days
Month-end on your own: receipts, bank, spreadsheets.
[Y] hours
With Fernledger: answer a few questions, read the report.
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Works with
Plugs into the money you already move
Connect your bank, cards and payroll once. When tax season comes, your accountant gets an export in the format their software already reads.
- Bank feed · read-onlyBusiness checking
- Card feed · dailyCredit cards
- Runs and taxesPayroll
- Payouts splitCard payments
- Daily salesPoint of sale
- Transfers in and outPayment apps
- Export · CSV, IIFYour accountant's software
- Year-end exportTax season pack
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Security
Careful with money, in plain words
Read-only bank access
Fernledger can see transactions. It can't move money, and it never stores your bank login.
Your data stays yours
Your books are never used to train shared AI models. Export everything, any time, in standard formats.
A person signs it off
AI does the routine work. A credentialed accountant reviews every month-end close before it reaches you.
Written security program
Built to Massachusetts 201 CMR 17.00: access limits, encryption in transit and at rest, a breach plan.
Pricing · sample, not a real offer
One price a month. No hourly bills.
Every plan starts with a 30-day trial and no card. After 30 days a plan starts only if you choose one, and you can cancel online, the same way you signed up.
Starter
$39 a month
Sole traders and new businesses
- Up to 150 transactions a month
- 1 bank account and 1 card
- Receipt inbox and bank matching
- Ask, 50 questions a month
Growth
$99 a month
Teams of 3 to 40 people
- Up to 600 transactions a month
- Unlimited accounts and cards
- Monthly close with accountant sign-off
- Unlimited Ask, sales tax set-aside
Firm
$249 a month
Accountants with client businesses
- Up to 15 client businesses
- One review queue for every client
- Your firm's name on client reports
- Priority support
What owners say
[One customer quote goes here, with name, role and company]
FAQ
The questions owners ask first
Can I trust AI with my books?
You don't have to trust it blindly. Every category comes with a confidence score, anything uncertain waits for you, every answer links to its transactions, and an accountant reviews each month-end close before you see it.
What if it files something in the wrong category?
Change it once and Fernledger learns the rule for that vendor. Every change is logged, so your accountant can see who changed what and when.
Do I still need my accountant?
For tax returns and advice, yes. Fernledger replaces the routine bookkeeping. Your accountant gets clean, closed books and a login of their own, which usually makes tax season shorter.
What happens to my data?
It's encrypted in transit and at rest, bank access is read-only, and it is never used to train shared AI models. You can export it or delete it at any time.
What happens when the trial ends?
Nothing, unless you choose a plan. The trial needs no card. If you do choose a plan, you'll see the price and the renewal date first, and you can cancel online in the same place you signed up.
Can I leave and take my books with me?
Yes. Export your full ledger, receipts and reports as CSV and PDF in one click, whenever you like.
11:50 PM · Close
The month closes while you sleep
On the last night of the month Fernledger runs the close: everything filed, everything matched, sales tax set aside. Then a Boston accountant reviews it and signs it off. You wake up to a finished profit and loss.
Close October tonight.
Start a trial and connect your bank in about three minutes, or book 20 minutes with someone who will show you your own numbers.
Trial: 30 days, no card · Cancel online any time
- 214 receipts filed
- 146 / 146 lines matched
- Signed off 11:48 PM